Senior Backend Engineer

About the role

About Plooto

Plooto is a Canada-born fintech company on a mission to give small and mid-sized businesses the financial power to succeed on their own terms. We make payments secure, accurate, and stress-free so businesses and their accountants can spend less time in the books, confidently manage cash flow, and make smarter decisions every day. We’re a team that builds with integrity, agility, and heart, and we’re looking for customer-minded pros who share our passion to join us as we scale.

About the Role

Plooto powers payments and cash flow management for 14,000+ businesses across North America — and we’re just getting started.

We’re rebuilding and scaling the next generation of our fintech platform, and we’re looking for a Senior Backend Engineer who wants real ownership, real scale, real impact, and cares deeply about system design, scalability, and writing clean, testable code that stands the test of time.

This is not a feature-factory role.

You’ll design and build high-throughput, cloud-native systems that move money, power complex workflows, and deliver real-time financial insights. You’ll help shape architecture decisions, influence engineering standards, and raise the technical bar across the team.

If you thrive in high-growth environments, care deeply about clean system design, and enjoy solving hard distributed systems problems — you’ll feel at home here.

We move fast. We debate ideas, not egos. We hold a high bar. And we win as a team.

Key Responsibilities

What you'll do:

- Own the design and delivery of scalable backend services using .NET and Azure

- Architect and evolve event-driven, distributed systems that process high volumes of financial transactions

- Build API-first services with strong contracts, reliability, and observability

- Lead complex technical initiatives from design through production rollout

- Make pragmatic architecture decisions that balance speed, scalability, and long-term maintainability

- Partner closely with Product and Design to translate ambiguous problems into elegant technical solutions

- Improve performance, reliability, and system resilience as we scale

- Raise the engineering bar through thoughtful code reviews, design discussions, and mentorship

- Inspire and share your engineering passion across the whole engineering org in our regular Lunch & Learn sessions

- Contribute to a culture of experimentation, ownership, and continuous improvement

- Work cross-functionally in Plooto, distilling the needs of our strategy into actionable engineering output

Qualifications

Outline the experience, technical skills, and attributes required to succeed in the role. Include both must-haves and nice-to-haves if applicable.

Your background:

- 5+ years of professional backend engineering experience (preferably in high-growth or product-led environments)