Java/Kotlin Software Engineer - London

About the role

Our Story

Hello there. We’re Zopa.

We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at Zopa.com!

We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces.

If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalife

The engineering challenge

Our Software Engineers don't just write code, they solve real financial problems for millions of customers. You'll work on distributed systems processing thousands of transactions daily, build resilient services that handle people's money, and create experiences that make traditionally complex financial products feel simple.

Your impact: - You will focus on shipping great products, not just writing superb code

- Design and build modern, reliable, scalable microservices

- Own your services end-to-end, from conception to production monitoring

- Collaborate directly with product, design and data experts to shape solutions

Your toolkit: - You'll work with Kotlin, Kafka, Kubernetes, Docker, AWS Aurora Postgres, and other modern technologies. If you haven't worked with all of these, we value skilled engineers with a willingness to learn.

- A product-focused engineering mindset

- Experience building distributed systems at scale

- Test-driven development practices

- Comfort operating in uncertainty and rapid change

- Collaborative problem-solving skills

Our engineering culture: - Customer impact over unnecessary complexity

- Team success over individual heroics

- Operational ownership, not just feature delivery

- Continuous improvement through honest feedback

Added bonus: - Experience with fintech or banking is a plus, but we value problem-solvers from all backgrounds

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At Zopa we value flexible ways of working.

We value face-to-face collaboration and a good work-life balance. This hybrid role requires you to come to our London office 2-3 days a week.

You'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.