Head of Security Engineering
January, New York City
About the job
Collections today works like an emergency room. The doctors carry too many patients, everyone arrives at their worst moment, and nobody has their chart. We're making it primary care. January personalizes interactions and optimizes decisions across every stage of consumer credit. We started in the hardest, most broken stage, because if it works there it works anywhere.
Most consumers want to pay what they owe. They want a way out, not a break. We've serviced over $20 billion in debt across more than 20 million consumers. We see more people with charged-off loans each year than all but the top five US banks. Those consumers rate us about 50% higher than the banks that lent them the money. Creditors net over 30% more because we collect more and charge less.
Most AI strips the human out of the work. We use it to make someone's hardest financial moment more human. The more human we make it, the more people recover. Now we're moving upstream, catching people before they default and building across every stage of the consumer credit lifecycle. The consumer in collections today is the consumer who gets approved tomorrow.
About the role
As our Head of Security, you'll help us maintain and radically improve a proactive security posture that ensures compliance with industry standards, mitigates real risks, and enhances client confidence in how we handle sensitive data. This role will report directly to the VP of Engineering; expect to drive strategic security initiatives, implement effective monitoring and response systems, and foster a culture of security awareness and excellence within the organization.