Data Science (Credit Risk)
Salmon Group, Taguig, National Capital Region
The role
You'll own credit scoring across the full customer lifecycle — from application decisions to behavioral models that drive portfolio profitability.
What you will do
What you'll do
- Build and improve Application and Behavioral Scorecards that drive underwriting and collections decisions across live credit products.
- Work within a regulated environment — prepare model documentation and defend modeling decisions to internal governance and external reviewers.
- Collaborate with product, analytics, and engineering to translate model outputs into strategy changes and implementation specs.
What you'll own
- Own the full modeling cycle: data exploration, feature design, model build, validation, deployment specs, and post-production monitoring.
- Track scorecard quality — AUC, KS, bad rate, stability index — and validate against real portfolio outcomes via NPV and backtesting.